
Taco Bell's Dane Mathews on the Retail Gets Real podcast at NRF 2026: Retail's Big Show.
Known for its bold brand, devoted fans and culture of innovation, Taco Bell continues to push the boundaries of what modern retail can be, blending human connection with digital transformation to create memorable experiences for both consumers and team members. Dane Mathews, global chief digital and technology officer at Taco Bell joins guest host David French from NRF for this wide-ranging conversation on innovation, leadership, and the evolving role of technology in retail, recorded live at NRF 2026: Retail’s Big Show in New York City.
Mathews’ career journey spans marketing, loyalty and digital transformation across some of the world’s most recognized brands. At Taco Bell, that background has shaped a clear philosophy: technology should enable stronger human relationships at scale.
That mindset comes to life through initiatives like Connect Me, a loyalty-powered drive-through experience that allows team members to recognize and engage customers in real time. By connecting a loyalty account directly at the drive-through, Taco Bell transforms what was once an anonymous transaction into a personalized moment. For Mathews, the real breakthrough is not the screen or the data, but the space it creates for team members to deliver care and connection.
Mathews emphasizes that technology has a dual responsibility. It must improve the customer experience while also making life easier for team members, especially those working in fast-paced restaurant environments. When technology removes friction and solves problems for team members, it allows them to connect with customers and create memorable moments.
Walking the show floor at NRF 2026, Mathews reflects on the growing role of automation and AI in retail. While these tools offer powerful new capabilities, they also raise important questions about differentiation and brand relevance. One insight that stood out to him was research showing that customers who use AI to inform decisions arrive with greater confidence.
For retailers, that confidence changes the equation. If customers arrive confident and are met with confusion, trust erodes quickly. Mathews argues that brands must design experiences that honor and build on that confidence, not undermine it.
When discussing leadership, Mathews returns to three core principles: connection, communication and curiosity. By fostering open communication and a culture of curiosity, teams can move faster, adapt more effectively, and sustain momentum over time.
This NRF working group gathers retail leaders to facilitate policy and stakeholder engagement on AI issues and the development of practices and guidelines for the use of AI within retail.
Looking ahead, Mathews sees volatility as an opportunity. In an industry full of change, he believes the brands that win will be those that remain curious, experiment often, and design the future rather than trying to predict it.
(00:00:00) From fandom to digital transformation
Why loyalty and human behavior became the foundation of innovation
The role of technology as culture, not just code
(00:05:05) Turning loyalty into human connection
How Connect Me transforms the drive-through experience
What personalization looks like beyond screens and data
The hidden role of technology in supporting team members
(00:08:57) When AI changes the customer mindset
Why automation is both an opportunity and a warning
How AI-driven confidence reshapes the retail journey
What retailers must rethink as decision-making evolves
(00:10:39) Scaling meaningful moments in 2026
Why loyalty data is unlocking new emotional touchpoints
What it means to design moments of meaning at scale
How Taco Bell plans to take the magic global
(00:13:55) Managing risk at the edge of innovation
Why risk is unavoidable for innovative brands
How fans and peers help shape smarter bets
The difference between big launches and iterative learning
(00:16:53) Rethinking the human and technology equation
Why humans and technology are not competing forces
How differentiation depends on being memorable, not seamless
The order of operations that makes innovation work
(00:20:04) Leading with connection, curiosity, and momentum
Why going together matters more than moving fast
How open communication fuels energy and alignment
The danger of certainty in a fast-changing retail landscape
(00:22:47) Why volatility is retail’s greatest opportunity
How uncertainty creates space for value and innovation
Why designing the future matters more than predicting it
How brands win by asking better questions
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