Retail Gets Real Podcast

How Taco Bell uses digital innovation to highlight human connection

Retail Gets Real episode 404: Taco Bell Global Chief Digital and Technology Officer Dane Mathews shares how technology and customer loyalty drive innovation
February 3, 2026
Dane Mathews on Retail Gets Real.

Taco Bell's Dane Mathews on the Retail Gets Real podcast at NRF 2026: Retail's Big Show.


Known for its bold brand, devoted fans and culture of innovation, Taco Bell continues to push the boundaries of what modern retail can be, blending human connection with digital transformation to create memorable experiences for both consumers and team members. Dane Mathews, global chief digital and technology officer at Taco Bell joins guest host David French from NRF for this wide-ranging conversation on innovation, leadership, and the evolving role of technology in retail, recorded live at NRF 2026: Retail’s Big Show in New York City.

Building innovation around human connection

Mathews’ career journey spans marketing, loyalty and digital transformation across some of the world’s most recognized brands. At Taco Bell, that background has shaped a clear philosophy: technology should enable stronger human relationships at scale.

That mindset comes to life through initiatives like Connect Me, a loyalty-powered drive-through experience that allows team members to recognize and engage customers in real time. By connecting a loyalty account directly at the drive-through, Taco Bell transforms what was once an anonymous transaction into a personalized moment. For Mathews, the real breakthrough is not the screen or the data, but the space it creates for team members to deliver care and connection.

Making the hardest jobs easier

Mathews emphasizes that technology has a dual responsibility. It must improve the customer experience while also making life easier for team members, especially those working in fast-paced restaurant environments. When technology removes friction and solves problems for team members, it allows them to connect with customers and create memorable moments.

From automation to confidence

Walking the show floor at NRF 2026, Mathews reflects on the growing role of automation and AI in retail. While these tools offer powerful new capabilities, they also raise important questions about differentiation and brand relevance. One insight that stood out to him was research showing that customers who use AI to inform decisions arrive with greater confidence.

For retailers, that confidence changes the equation. If customers arrive confident and are met with confusion, trust erodes quickly. Mathews argues that brands must design experiences that honor and build on that confidence, not undermine it.

Leadership rooted in curiosity and momentum

When discussing leadership, Mathews returns to three core principles: connection, communication and curiosity. By fostering open communication and a culture of curiosity, teams can move faster, adapt more effectively, and sustain momentum over time.

AI Working Group

This NRF working group gathers retail leaders to facilitate policy and stakeholder engagement on AI issues and the development of practices and guidelines for the use of AI within retail. 

Looking ahead, Mathews sees volatility as an opportunity. In an industry full of change, he believes the brands that win will be those that remain curious, experiment often, and design the future rather than trying to predict it.

Episode chapters


(00:00:00) From fandom to digital transformation

  • Why loyalty and human behavior became the foundation of innovation

  • The role of technology as culture, not just code


(00:05:05) Turning loyalty into human connection

  • How Connect Me transforms the drive-through experience

  • What personalization looks like beyond screens and data

  • The hidden role of technology in supporting team members


(00:08:57) When AI changes the customer mindset

  • Why automation is both an opportunity and a warning

  • How AI-driven confidence reshapes the retail journey

  • What retailers must rethink as decision-making evolves


(00:10:39) Scaling meaningful moments in 2026

  • Why loyalty data is unlocking new emotional touchpoints

  • What it means to design moments of meaning at scale

  • How Taco Bell plans to take the magic global


(00:13:55) Managing risk at the edge of innovation

  • Why risk is unavoidable for innovative brands

  • How fans and peers help shape smarter bets

  • The difference between big launches and iterative learning


(00:16:53) Rethinking the human and technology equation

  • Why humans and technology are not competing forces

  • How differentiation depends on being memorable, not seamless

  • The order of operations that makes innovation work


(00:20:04) Leading with connection, curiosity, and momentum

  • Why going together matters more than moving fast

  • How open communication fuels energy and alignment

  • The danger of certainty in a fast-changing retail landscape


(00:22:47) Why volatility is retail’s greatest opportunity

  • How uncertainty creates space for value and innovation

  • Why designing the future matters more than predicting it

  • How brands win by asking better questions


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